How It Works

How it works

your journey in 6 steps

1. Find the property
We use data and a proven methodology to assess high quality, investment-grade properties.
2. Negotiate
We leverage our purchasing power to negotiate favourable terms and discounts. This can be on both the pricing of the property as well as any finance required.
3. Co-Invest
We partner with you and provide the 20% deposit to enable you to secure the property.
4. Tenant
We ensure the property is tenanted and provide vacancy protection for the term of the investment.
5. Manage
We manage all aspects of the property and provide reporting on our asset's performance.
6. Sell
We monitor the market and when the time is right, facilitate the property sale and share equally in the property's capital appreciation.
How it works

Nutted out your journey in 6 steps

1. Find the property
We use data to identify and evaluate investment-grade properties
2. Negotiate
We leverage our purchasing power to negotiate favourable terms and discounts. This includes the property we buy together and the loan which we’ll help set-up for you.
3. Co-Invest
We provide the 20% deposit in return for 50% of the capital appreciation
4. Tenant
We assist with securing the tenant and provide vacancy protection for the term of the investment
5. Manage
We manage the property and provide reporting on performance
6. Sell
We monitor the market and when the time is right, facilitate the sale
Aligned on outcomes

if you succeed, then so will we.

Here’s a case study to help illustrate what your investment could look like:
  • You purchase a property in 2019 and the price is $500,000
  • Invex puts in the 20% deposit (=$100,000)
  • You take out a mortgage for the remaining 80% (=$400,000). This can be interest-only or P&I, subject to your application.
  • You receive 100% of the rental income and depreciation tax benefits over the life of the property
  • In 7 years, assuming a growth rate of 6% per year, the property is now worth $900,000. Invex facilitates the sale and distributes the capital appreciation 50/50 - so $200,000 each to you and Invex.
Got Questions?

FAQs

1. Can I live in the property?
Yes, but you will forgo the rental income which would ordinarily help towards servicing the loan holding the property.
2. Can I keep the property after 7 years?
Yes, this is possible subject to the terms of the co-investment agreement. Typically, this would involve you purchasing our share of the investment at the market price.
3. What if I need to exit out of my co-investment?
Life circumstances can change for anybody down the track and it’s important to have flexibility in your investment. To exit, we would need to find a replacement co-investment partner to see out the residual period.
4. Will my loan be interest-only or principal/interest?
We’ve partnered with lenders that understand our product intimately, allowing competitive rates and compelling packages. An interest-only loan would be our recommendation for those looking to optimise their cash flows as well as offering a more simplified investment model.
5. What kind of property would I be investing in?
We specialise in new and off-the-plan investment properties, that is backed by proprietary research and independent valuation. We don’t align with any single property developer, instead, we utilise our data mining capability to determine the best areas for investment and thorough assessment of development sites and the development team to ensure the quality of execution and product.